First
Time Buyer
If you are a first time buyer it may appear
that you have a long road to travel to achieve your objective, a home
of your own, there being a great deal to consider when buying a house.
Even
house purchasers experienced in house buying require help today with
the understanding of procedures and of course mortgage products.
It
is therefore important that you have matters properly explained and
that you are provided with the positive support required to see you
through the important process of buying your first home
Variable/Fixed
Rate/Capped Mortgages
There are three basic types. With the variable rate
mortgage the interest rate will fluctuate according to the base
rate set by the Bank of England.
The capped rate, is basically as is indicated. The interest rate
is capped at an interest rate for an agreed period. Normally if
interest rates are lower than the capped rate, one pays that rate,
however if the interest rate exceeds the capped rate one only has
to pay the interest at the agreed capped rate.
The fixed rate, is an agreed set interest rate for the entire period
of the loan. The advantage of the fixed rate, is that enables one
to know the exact amount one will be paying for the loan during
its entire duration.
Buy
to Let
If you have been thinking of investing in property
and becoming a landlord then rest assured, you're not alone. Buy
to Let is getting increasingly popular, especially when you get
a fixed rate or capped a rate mortgage these days. Low interest
rates and stable rental income looks attractive and safer - compared
with other investments.
Self
Certification Mortgage
Self-certification mortgages are for people whose
income is difficult to assess using the standard methods adopted
by most conventional mortgage lenders
Self
Build
No
greater satisfaction can be made when you and your family are living
in a house in which you know you played a major part in creating.
If you are a person who is constantly attempting home improvements
then this may be the next big challenge for you.
Equity Release
As you approach or are settling into retirement you
need not worry about financial problems.You can release equity in
your property and enjoy life to the full.
Buying Abroad
Mortgages are usually available for up to 70% or 80% of the purchase
price and can be in a currency of your choice. Collateral can include
the purchaser's existing property and/or the overseas property
Remortgage
If you already
have a mortgage, are you paying too much interest? Clearview can
find the best mortgage for your individual circumstances and reducing
the interest you pay could save £000s over the term of your
mortgage. Refinancing your mortgage could also consolidate debts
or raise capital for any purpose.
Adverse
Credit
Even if you have
County Court Judgements (CCJ) and defaults, are a discharged bankrupt,
or your home has been repossessed, Clearview will help you find
a mortgage.
Independent
Advice
At Clearview
we pride ourselves on providing up-to-date information and because
we're not tied to any particluar lender our advice is independent.
If you don't find the information you are looking for here, contact
us now and let us help you find the right mortgage.
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